Tuesday, February 10, 2009

Have you ever been so down

You cant recover? I feel like I am drowning... drowning in bills, obligations, payment plans...
We are renting now, our house has been foreclosed. (no judgment please) Not something to be proud of, something that was necessary. Bad choices we will not make again. Now we face the choice of moving again. we need to save money somewhere and a smaller house may have to suffice.

How much more can we cut out? We are getting rid of cell phones and going to pay per minute phones (my husband commutes, its necessary I think) Once our contract is up for cable TV, that will be gone. I refuse to give up internet... I think I would die if I couldn't vent to my online friends. We eat out once a week... we probably should cut this out, I am sure we will be. I feel hopeless sometimes. Like we can never recover.

I feel guilty that my boys cannot do fun things, we cannot sign up for T ball, Music class... I feel like they are being short changed because of my mistakes. Yes, I love them...but they deserve so much more.

I think I need to remember the things I am thankful for, right now I am having a hard time doing that.

Tomorrow. Back to our regularly scheduled program.

22 comments:

kel said...

we are right where you are too. We are drowning too. I am praying for the tax return to get here just so we can catch up.

Simply AnonyMom said...

(((HUGS)))

I can totally feel your pain. While we have not lost our house, we are barely scraping by and the smallest glitch can set us off track horribly. All our appliances are about to break beyond repaor and our house is not properly insulated. I keep the house at 60 and use the fireplace for heat. I hate hearing the kids cry because they are cold, but I can not afford to keep the furnace on and still have a house.

I am sorry that this turned into a mini vent. Please know that I feel for you. We have made the cuts like you do. I have prepaid cellphone. Hopefully together we can get through this? If it were not for my friends in my computer, I do not know whaT I would do.

(((HUGS))) You are a GREAT mom!

Saundra@ItalianMamaGoneCrazy said...

Mimi... IF ANYONE JUDGES YOU... LET ME AT 'EM... I'LL TAKE 'EM ON!!! YOU JUST SEND 'EM TO ME!

Tball- if you have a little league, did you know that it is completely voluntary whether or not your actually pay for it? The fees are a 'DONATION' and to play, you will not be FORCED to pay.

Go sign them up, and ask to be put on the non pay waiver. You won't have to do the fundraiser either.

If you need baseball pants, sock and such... I WILL SEND YOU OURS... WE HAVE TONS, AND WE WILL NEVER NEED THEM BACK!!! I am totally serious!!!

Please take me up on this...

This... too shall pass. I promise you... it will pass.

Saundra@ItalianMamaGoneCrazy said...

How do I know about the Little League? I am on the board in our little city, and we grant waivers all the time...

this year especially.

Denise said...

I am so sorry! The way things are in this economy - EVERYONE is hurting like you - everyone.

I am sorry you are going through this and I can only pray you can find some inner peace. You WILL get through this - I can promise you that!

(((BIG HUGS)))

Kristina P. said...

THis is a hard time for a lot of people, Mimi. I'm sure things will look up in the future.

Lisa @ Crazy Adventures in Parenting said...

I'm so sorry to hear this, Mimi. How about a yard sale or using craig's list to sell things off to make money?

If I can help with grocery shopping, since we just recently reformed our grocery lists so we didn't spend so much, I know that'll help you. And yes, if you cut out eating out for one month, you might be able to afford sports for the boys (if they're as expensive as it is here, the fees for such, that is - $50 a kid! WOWZA!) Also, re: the sports, if your husband coaches, will they be free or discounted? They do that here, to get more people to coach. I'd find out :)

*hugs*

Minxy Mimi said...

Thanks guys!!!
Saundra, I am going to look into that and I appreciate the offer. I may be asking for them in the near future!
Its nice to know I am not alone, even tho I wish you all were not in this with me.

Jen said...

I think everyone's having a hard time right now. I see it as, my Husband, kids and myself are all healthy and that's all that matters to me. I'd rather have a stack of bills than a sick child. Don't get me wrong, I am still a worry wart (is that the saying?)but it comes down to what the hell else can you do about it? The answer...we play lotto and pray! JK:) The answer is nothing. You are already doing what you have to do to take care of your family. Now it's just a waiting game for things to get better with the economy. Don't forget that you're not alone.

R.L.Scovens said...

I've felt that drowning feeling...I know just how you feel. I pray that God gives you peace about your situation and guidance to do what needs to be done...but no matter what, hold onto your faith. KNOW that God has his hand all over your situation and that he will ALWAYS take care of you. He has NOT turned his back on you. Just hold on and know God is going to make it alright.

R.L.Scovens said...

ps. It's gonna get better. Do what you CAN do and let God do the rest.

Debbie said...

I am so sorry you are having such a tough time. I just have hope that things will start to turn around very soon.

Seeker said...

Minxy...a lot of people are in the same boat. You happen to be smart enough to start the cuts now and learn. As for the kids...remember Christmas..my back to simpler times? Do that now...spend time with them doing things like crafts and such. It will mean more to them in the long run. And tell them why the cut backs..let them help. Also remember this. IT WILL GET BETTER...we have to believe that...

And I am with Saundra on this one...someone tries the put downs and judges...call me...I've got your back....we can talk anytime you want too....let me know

blueviolet said...

You have no idea how much I can relate. The one thing we do have is our house but we just keep wondering when things will get better. I think I'm going to go back to work. I think I just decided it right now.

Jenera said...

I know how you feel. We had a house foreclosed about a year or more ago. We have been struggling for about 18 months now and we are just barely pulling out of it. It sucks big fat butt. We don't have fancy things or cable and we don't go out often but we are doing okay. We make do.

Soon you'll pull out like we are. It does take time.

::hugs::

Jennifer said...

((((((((((((((((((((((hugs))))))))))))))))))

This may very well seem overwhelming right now, but you will be stronger for it. As for signing your kids up for activities, honestly in a year or so they will not care. Your love for them is far more important.

Ann said...

You are NOT alone.
No judgement is directed at you.
((hug))
Now, about programs for your boys, I have asked program directors if they offer Scholarships. Almost always the answer is "yes". If not, then they offer a partial payment plan, or something can be worked out. Volunteering in exchange for dues.
Things will work out.
We're here for you.

Susan said...

I have been where you are and it is hard and it sucks. Just know that it will get better and hopefully that will be sooner than later for you and your family.

DysFUNctional Mom said...

I have been there. It's rough. I hope things get better for you soon, and I am sorry you're going through all of this.
xoxo

sheila said...

We're going down in the same waters, except for the foreclosure. But millions of people are in this boat. You'll get back to good again some day. And don't feel guilty with the kids and extra curricular stuff. Believe it or not, this will help them to become wonderful parents themselves. Humbling and smart and aware. Good luck to you!

~Chel~ said...

{{Hugs}} It's hard times girl! I know--doesn't make ya feel any better, right? But seriously you are a great mama! You are doing what you can! I feel the same way w/ Hayden--but this too shall pass!

Stacy (Random Cool Chick) said...

I'm so sorry you're going through this, Mimi! The economy sucks pond water and everyone is struggling. Like others have said, this too shall pass. Hang in there, you are a WONDERFUL mom and it shows! :) ((HUGZ!))